At The Payment Factory, our credit card processing solutions are built for speed, security, and scalability. Whether you run a small retail boutique or a large hospitality venue, our advanced system processes every transaction with full PCI compliance and robust encryption—so your customers’ data stays safe, and your business stays protected.
Our system supports Level II and Level III data processing, making it ideal for B2B, mail order, and telephone transactions. By passing enhanced transaction data, you may qualify for lower interchange rates—helping reduce your overall processing costs. This capability integrates with compatible POS systems and gateways, allowing you to unlock these savings with minimal disruption.
We offer more than just great rates. Ask us about dual pricing, cash discounting, and surcharging—smart strategies to reduce or offset your processing fees.
Need access to funds quickly? We also offer same-day and next-day funding options to keep your cash flow moving.
Let’s talk about the right setup for your business.
We pride ourselves on offering competitive, transparent pricing with no hidden fees. Our dedicated support team is always available to assist you—ensuring that any issues are resolved quickly and that you get the most out of your payment processing system. With over 75 years of combined industry experience, The Payment Factory is your reliable partner in credit card processing.
You can accept all major credit cards (Visa, Mastercard, Amex, Discover), as well as EMV chip, tap-to-pay, Apple Pay, Google Pay, and other contactless payments—ideal for fast-paced industries like restaurants, retail, and personal care.
Yes. Our credit card processing solutions are tailored for a wide range of industries, including retail, restaurants, hospitality, personal care, professional services, home services, automotive, and non-profits. Whether you’re at the front counter, on the go, or managing multiple locations, we have a setup that fits.
These are enhanced data levels for B2B and card-not-present transactions (like phone or online orders). If you process a high volume of these, you could qualify for lower interchange rates—saving your business money.
Absolutely. Our processing is fully PCI compliant and protected with end-to-end encryption to keep customer payment data safe.
Have questions or ready to get started? Reach out to us today!
